:root {
  --bg: #fffaf7;
  --paper: #fff;
  --ink: #2f2522;
  --muted: #746761;
  --accent: #c9956a;
  --accent-dark: #7d5032;
  --soft: #f4e7dd;
  --line: #eadbd1;
  --shadow: 0 18px 45px rgba(70, 45, 31, .10);
  --radius: 26px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 15% 5%, rgba(201, 149, 106, .20), transparent 30%),
    linear-gradient(180deg, var(--bg) 0%, #fff 48%, #fff7f1 100%);
  font-family: Georgia, "Times New Roman", serif;
  line-height: 1.65;
}
a { color: var(--accent-dark); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { text-decoration-thickness: 2px; }
.skip-link {
  position: absolute;
  left: -999px;
  top: 10px;
  z-index: 20;
  padding: 10px 14px;
  background: var(--ink);
  color: #fff;
}
.skip-link:focus { left: 10px; }
.topbar {
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid var(--line);
  background: rgba(255, 250, 247, .94);
  backdrop-filter: blur(12px);
}
.nav {
  max-width: 1120px;
  margin: auto;
  padding: 17px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.brand {
  color: var(--ink);
  font-size: 22px;
  font-weight: 700;
  letter-spacing: .06em;
  text-decoration: none;
  text-transform: uppercase;
}
.menu {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  font: 14px/1.4 Arial, Helvetica, sans-serif;
}
.hero {
  max-width: 1120px;
  margin: 0 auto;
  padding: 68px 22px 38px;
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: 42px;
  align-items: center;
}
.eyebrow {
  margin: 0 0 16px;
  color: var(--accent-dark);
  font: 700 12px/1.4 Arial, Helvetica, sans-serif;
  letter-spacing: .18em;
  text-transform: uppercase;
}
h1 {
  margin: 0 0 24px;
  font-size: clamp(38px, 6vw, 68px);
  line-height: .98;
  letter-spacing: -.04em;
}
.lead { max-width: 690px; margin: 0; color: var(--muted); font-size: 19px; }
.hero-card {
  padding: 32px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: linear-gradient(145deg, #fff, #f8ede4);
  box-shadow: var(--shadow);
}
.hero-card strong { display: block; margin-bottom: 10px; font-size: 18px; }
.pill {
  display: inline-block;
  margin: 10px 8px 0 0;
  padding: 8px 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  color: var(--muted);
  font: 13px/1.3 Arial, Helvetica, sans-serif;
}
main { max-width: 980px; margin: 0 auto 70px; padding: 0 22px; }
.paper {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  box-shadow: var(--shadow);
}
.summary {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-bottom: 1px solid var(--line);
  background: #fff7f1;
}
.summary div {
  padding: 21px;
  border-right: 1px solid var(--line);
  color: var(--muted);
  font: 14px/1.5 Arial, Helvetica, sans-serif;
}
.summary div:last-child { border-right: 0; }
.summary b { display: block; margin-bottom: 5px; color: var(--ink); font: 700 17px/1.3 Georgia, serif; }
.content { padding: 38px clamp(22px, 5vw, 58px); }
h2 { margin: 42px 0 12px; font-size: 31px; line-height: 1.15; letter-spacing: -.02em; }
h2:first-child { margin-top: 0; }
h3 { margin: 27px 0 10px; font-size: 20px; }
p { margin: 0 0 16px; }
ul { margin: 0 0 20px 22px; padding: 0; }
li { margin: 7px 0; }
.note {
  margin: 22px 0;
  padding: 18px 20px;
  border-left: 4px solid var(--accent);
  border-radius: 14px;
  background: var(--soft);
}
.note p:last-child { margin-bottom: 0; }
.toc {
  margin: 22px 0 8px;
  padding: 20px 22px;
  columns: 2;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fffdfb;
  font: 14px/1.5 Arial, Helvetica, sans-serif;
}
.toc a { display: block; margin: 0 0 8px; color: var(--muted); }
.legal-table { width: 100%; margin: 18px 0 24px; border-collapse: collapse; font: 14px/1.5 Arial, Helvetica, sans-serif; }
.legal-table th, .legal-table td { padding: 13px 12px; border: 1px solid var(--line); text-align: left; vertical-align: top; }
.legal-table th { background: #fff7f1; color: var(--ink); }
.contact-box { margin-top: 24px; padding: 24px; border: 1px solid var(--line); border-radius: 20px; background: var(--bg); }
.contact-box p:last-child { margin-bottom: 0; }
footer { padding: 40px 22px; border-top: 1px solid var(--line); background: var(--ink); color: #f8ede4; font: 14px/1.6 Arial, Helvetica, sans-serif; }
footer .foot { max-width: 1120px; margin: auto; display: flex; justify-content: space-between; gap: 22px; flex-wrap: wrap; }
footer a { color: #f8ede4; }
@media (max-width: 800px) {
  .hero { grid-template-columns: 1fr; padding-top: 48px; }
  .summary { grid-template-columns: 1fr; }
  .summary div { border-right: 0; border-bottom: 1px solid var(--line); }
  .summary div:last-child { border-bottom: 0; }
  .menu { display: none; }
  .toc { columns: 1; }
  .legal-table { display: block; overflow-x: auto; }
}